
Your Rights. Our Fight.
Personal Injury Lawyer Coral Gables, FL
As a Coral Gables, FL personal injury lawyer knows, insurance companies can make even the simplest of claims difficult and stressful. The accident you were in might even be very obvious to you. Perhaps you slipped and fell at a grocery store when someone spilled liquid on the floor or the car behind you hit you when you were stopped at a red light. Even in cases where it seems incredibly obvious that you are not at fault, insurance companies have a way of trying to get you to take a low settlement offer that will not end up covering the damages you have suffered. When insurance agents are calling you nonstop and you don’t know what to do, reach out to Perez Mayoral, P.A. to see how we can help you.
Table of Contents
- Personal Injury Lawyer Coral Gables, FL
- How To Deal With The Other Party’s Insurance
- What To Say To The Insurance Company
- Communicating After A Personal Injury Accident
- What Should I Share With My Lawyer?
- Coral Gables Personal Injury Lawyer Infographic
- Common Personal Injury Scenarios
- Personal Injury FAQs

How To Deal With The Other Party’s Insurance
Truthfully, the easiest way you can handle talking to them is by not talking to them. The best thing you can do is tell them that you will only speak to them with or through your attorney. It can feel incredibly easy to talk with insurance agents. They may call you after the accident and sound concerned, asking you how you’re feeling, sympathizing with you, and offering you well wishes. They will ask you to speak with them while they record the call and, after all, if the accident was not your fault then you have nothing to hide, right?
However, the smallest misstep will be used to bring your settlement offer down. Did something catch your attention before you slipped and fell in the store? Were you wearing high heels? A Coral Gables personal injury lawyer knows that the smallest, most innocent detail can be used against you. Surely, if you explain your side of the story to the insurance agent they will be on your side. Insurance agents are all too happy when they are on the phone with someone who over-talks or is ready to fill an awkward silence. This is why it is best to avoid speaking with them unless your lawyer is there.

What To Say To The Insurance Company
When your lawyer is not present and the insurance company keeps hounding you, there are a few things you can be prepared to say.
- You have the right to get their name and contact information.
- You do not need to share more information about yourself than your name, address, and contact information. You do not owe them details about the case or about where you work.
- You do not need to share information on your treatment or how your injuries are progressing.
- You can give them strict facts, such as when the accident happened and where it occurred. Do not go into detail and do not make speculations regarding how it happened.

What Should I Share With My Lawyer?
When you are going to a lawyer for a personal injury accident there will be certain information that is necessary to share with them.
- The details of what happened. You want to share exactly what happened leading up to the accident. Was it raining? Did you notice the other party was not paying attention, was on their phone, or something else that may have distracted them? You also want to share how you are recovering and what your treatment plan is.
- Whether you have been in other accidents. If you have filed other personal injury claims or been in other accidents (like car accidents), this is incredibly important to share with your lawyer. The insurance companies involved will also have ahold of this kind of information and they will likely try to use it against you. For example, if your lawyer does not know you were in a car accident 6 months ago and the insurance company involved in your current settlement claim offers you a low settlement, this may throw off your lawyer regarding how they should fight for a fair settlement.
- Whether you have prior injuries. These injuries might be because of a previous accident or something else entirely, but if the insurance company knows that you have previous injuries, they may state that the current accident claim you are making should not include compensation for injuries that they are saying happened before the accident.
- Whether you are getting a divorce. What in the world does a divorce have to do with a personal injury claim? If you are getting a divorce, there’s a chance your loved one could fight for part of your injury settlement since it can be considered “marital property”. You will want to speak with your lawyer about how your divorce may impact your personal injury settlement.
Attorney-client privilege is real, and you should feel that you can speak openly and honestly with your lawyer when you have hired them for a case. Your lawyer will be able to help you to the best of their ability when they have all of the necessary information regarding your claim. To see what else your lawyer might need, give our office a call.
Get The Help You Need Today
After you were in an accident of some kind, it is crucial that you begin working with a lawyer quickly. To see how a team member from Perez Mayoral, P.A. can help you, give our Coral Gables personal injury lawyer a call now.
Coral Gables Personal Injury Lawyer Infographic

Personal Injury FAQs
Each Coral Gables personal injury lawyer from our firm files dozens and dozens of personal injury claims each year. We understand that many people are confused about how the process works and what the end results will be. The following are some common questions we hear from our clients. For more detailed information about your case, call Perez Mayoral, P.A.