Insurance Litigation Overview: Protecting Your Rights and Interests with Perez Mayoral, P.A.

At Perez Mayoral, P.A., we understand the complexities and challenges that come with insurance litigation. Our dedicated team of attorneys based in Coral Gables, Florida, has extensive experience representing clients in various aspects of insurance disputes, including homeowners’ insurance claims, automobile insurance claims, and personal injury claims.

Homeowners’ Insurance Claims

Homeownership is a significant investment, and protecting that investment with homeowners’ insurance is essential. However, when disaster strikes or damage occurs, dealing with insurance companies can be overwhelming and confusing. At Perez Mayoral, P.A., we understand the challenges homeowners face when filing insurance claims and are here to help you navigate the process.

Common Homeowners’ Insurance Disputes

Disputes between homeowners and insurance companies can arise for various reasons, including:

  • Coverage denial: Insurance companies may refuse to cover a claim, alleging that the damage is not covered by the policy or resulted from a pre-existing condition.
  • Underpayment of claims: Insurance companies may offer settlements that are significantly lower than the actual cost of repairing or replacing damaged property.
  • Delay in processing claims: Some insurance companies may take an unreasonable amount of time to process and pay out claims, leaving homeowners in a difficult financial situation.
  • Bad faith practices: In some cases, insurance companies may engage in bad faith practices, such as misrepresenting policy terms or deliberately delaying claims processing.

At Perez Mayoral, P.A., our attorneys are well-versed in the intricacies of homeowners’ insurance policies and the tactics employed by insurance companies to minimize or deny claims. We are committed to fighting for your rights and securing the compensation you deserve to repair or replace your damaged property.

Auto/Car Insurance Claims

When an automobile accident occurs, it can leave you with significant financial, physical, and emotional burdens. Dealing with auto insurance claims can add to the stress, particularly when insurance companies are reluctant to provide fair compensation. At Perez Mayoral, P.A., we are dedicated to helping you navigate the auto insurance claims process and ensuring that you receive the compensation you are entitled to under the law.

Common Auto Insurance Disputes

Automobile insurance disputes can arise from various circumstances, including:

  • Disputed liability: Insurance companies may dispute who was at fault in an accident, leading to delays or denial of claims.
  • Uninsured or underinsured motorist claims: When the at-fault driver has inadequate insurance or no insurance at all, you may need to file a claim with your own insurance company to recover damages. This can lead to disputes over coverage and compensation.
  • Medical expenses and lost wages: Insurance companies may dispute the extent of your injuries or the need for ongoing medical treatment, which can affect your compensation for medical expenses and lost wages.

Our team of experienced attorneys at Perez Mayoral, P.A. has a deep understanding of Florida’s auto insurance laws and the strategies insurance companies use to minimize or deny claims. We work tirelessly to protect your rights and ensure that you receive the compensation you deserve following an automobile accident.

Personal Injury Claims

While personal injury claims may not be traditionally categorized under “insurance litigation” in marketing materials, these cases are, in fact, closely related. Insurance companies are almost always involved in personal injury cases, as they are responsible for providing compensation to the injured party or defending the insured party in a lawsuit.

At Perez Mayoral, P.A., we have a strong reputation for our work in commercial litigation. However, our firm also takes on select personal injury cases involving serious injuries and wrongful death. Our team of attorneys brings unique experience to the table, having served as former insurance defense attorneys handling cases with catastrophic injuries and wrongful death. This background allows us to provide the same level of professionalism, expertise, and resources to achieve the best possible results for our clients.

Our attorneys’ experience as former insurance defense attorneys in cases involving serious injuries and fatalities gives us valuable insight into the strategies and tactics employed by insurance companies. This knowledge enables us to anticipate and counter their arguments, positioning our clients for success in their personal injury claims. Our unique experience sets us apart, allowing us to provide the same level of professionalism, expertise, and resources to achieve the best possible results for our clients.

Perez Mayoral, P.A. – A Name You Can Trust

With a reputation for excellence in both state and federal courts throughout Florida, Perez Mayoral, P.A. is a name you can trust for all your insurance litigation needs. Our commitment to our clients extends beyond the courtroom as we work diligently to help them navigate the complexities of the insurance industry and protect their rights and interests.

Whether you require assistance with insurance claims or a case involving serious injuries, our team of experienced attorneys is here to help. To learn more about how Perez Mayoral, P.A. can assist you with your insurance litigation needs, contact us today for a consultation.