Educational Videos

November 5, 2024
How can I challenge an unfair assessment or fine imposed by my HOA?

How Can I Challenge An Unfair Assessment Or Fine Imposed By My HOA?

 In Florida, for a Homeowners Association (HOA) to pass a special assessment, there is a statutory process that must be followed. This process includes sending out specific notices that detail what the special assessment is for, the amount, and where the funds will be allocated to ensure maximum transparency. Depending on...
November 5, 2024
How does the Florida law protect homeowners in disputes with their HOA? - Perez Mayoral

How Does The Florida Law Protect Homeowners In Disputes With Their HOA? – Perez Mayoral

Florida law has traditionally been more favorable to homeowners associations (HOAs), giving more power to the association and its board. However, recently the legislature has started to address the imbalance of power between associations and homeowners, especially considering that associations have access to the resources of all homeowners through the common fund....
October 15, 2024
What should I do if my HOA is trying to foreclose my property

What should I do if my HOA is trying to foreclose my property? – Perez Mayoral

If your HOA is trying to foreclose on your property, it’s crucial to take the situation seriously and act promptly. The law often favors HOAs in foreclosure actions, meaning that if they proceed with foreclosure due to unpaid assessments, additional costs like attorney’s fees can quickly escalate your debt—from a $1,000 overdue...
October 15, 2024
How can homeowners handle denied insurance claims? - Perez Mayoral

How can homeowners handle denied insurance claims? – Perez Mayoral

I urge homeowners and condo owners facing denied insurance claims to seek guidance. Condo and HOA property damage claims differ from standard homeowners insurance claims, often involving legal responsibility from the association or other unit owners. Many homeowners don’t know their rights under the Condominium Act or their governing documents, which can...
October 15, 2024
What is most important for someone to know who is living under an HOA? -Perez Mayoral

What is most important for someone to know who is living under an HOA? -Perez Mayoral

The most important thing for anyone living under an HOA is to understand their rights, which are clearly outlined in the governing documents provided by the HOA, as well as in the Condominium Act and the HOA Act. Many residents are often unaware of these rights, particularly regarding maintenance responsibilities. For example,...
October 15, 2024
What are the most common reasons for disputes between homeowners and HOA boards? - Perez Mayoral

What are the most common reasons for disputes between homeowners and HOA boards? – Perez Mayoral

In this video I outline that the most common disputes between homeowners and HOA boards revolve around rule enforcement. I discuss about how these disputes typically occur when HOAs restrict homeowners from certain actions, such as having specific vehicles or structures, or when homeowners request the HOA to uphold maintenance responsibilities as...