What To Do If Your Insurance Claim Is Denied

Denial of insurance claims can be frustrating. Thankfully, legal options are available to policyholders in Coral Gables who find their valid claims rejected. Consulting an experienced insurance claim lawyer is one way to protect your rights and seek justice if your insurer unjustly denies coverage for losses or damages incurred by you. There are several steps you can take if your insurance claim is denied. 

You Need an Experienced Insurance Claims Lawyer 

Suppose your insurance claim is denied, and you feel wrongfully rejected. In that case, it will be in your best interest to seek legal assistance from a qualified Coral Gables law firm like Perez Mayoral, P.A., which specializes in insurance claims cases. Our experienced lawyers will be able to assess the situation and offer advice on how best to proceed with your case. We are passionate about helping our clients get the best outcome possible from their insurance claim disputes and strive to provide the highest quality services. 

Understand Your Rights 

It’s important to understand that you have rights as an insured individual when filing a dispute over an insurance claim denial. The insurer must provide a written explanation of why they are denying the requested coverage and must abide by any laws governing the state where you live. Additionally, if you believe an insurance company is acting in bad faith or unfairly denying or delaying your coverage, you may have grounds for filing a lawsuit against them. 

Gather Evidence To Support Your Claim 

When challenging an insurance claim denial, you must gather evidence to support your cases, such as medical records, eyewitness statements, photos of damaged property, estimates from repair companies, and other relevant documentation. Strong evidence will help prove your case and demonstrate why the insurer should not have denied coverage for your claim. Our team at Perez Mayoral can help guide you through this process and advise on what type of evidence may be needed to strengthen your argument before presenting it in court if necessary. 

Negotiate With The Insurer 

Before taking legal action against an insurer who denied your claim, ensure that all options have been exhausted by trying to negotiate with them over the phone or in writing directly with their representative or attorney. Presenting compelling evidence and detailed explanations regarding why coverage should be granted can sometimes persuade insurers to agree with the policyholder’s position without going through litigation proceedings in court. But in the case negotiations fail; however, the insurance claim lawyers at Perez Mayoral P.A. will still be there every step of the way, guiding any potential legal action taken against them afterward if needed. 

At Perez Mayoral, we understand how frustrating it can be when faced with a denied insurance claim, and we strive to provide quality representation for our clients no matter what kind of situation they’re dealing with. We are passionate about helping people defend their rights as insured individuals against unfair denials, so please don’t hesitate to reach out today if you need the assistance of an experienced car accident lawyer!