Florida 2026 HOA Reform Spotlight: SB 906 And SB 908

Florida 2026 HOA Reform Spotlight: SB 906 (“HOA Ombudsman Bill”) And SB 908 (“$4 Per Parcel Fee Bill”) — Key Takeaways For Homeowners

Two proposed Florida Senate bills, SB 906 and SB 908, are drawing significant attention in the HOA world because they signal a meaningful shift toward more state-level oversight of homeowners’ associations. SB 906 proposes creating an Office of the Homeowners’ Association Ombudsman within the Division of Florida Condominiums, Timeshares, and Mobile Homes, with the ombudsman appointed by the Governor. The intent is for an impartial, conflict-free resource that can help homeowners navigate disputes, especially election and governance issues, while expanding the state’s role in monitoring HOA procedures and compliance.

SB 908 is the funding mechanism most people are talking about: it would require HOAs that operate more than two parcels to pay the Division an annual fee of $4 per residential parcel, with a 10% penalty if unpaid by March 1. Critically, the bill also states that an association that remains delinquent would lack standing to maintain or defend lawsuits in Florida courts until the fee (and penalty) is paid, an enforcement feature that could materially influence how boards handle compliance and litigation posture.

At Perez Mayoral, P.A., we represent Florida homeowners and unit owners in disputes against HOAs and condominium associations; ranging from election challenges and records access to enforcement overreach, fines, maintenance failures, and governance misconduct. Our mission is to advocate for homeowners, hold associations accountable under Florida law and governing documents, and support legislative reforms that introduce transparency, due process, and meaningful checks on association power, so communities remain places people can actually live in peace.

From a homeowner-protection standpoint, there are three practical takeaways. First, SB 906 reflects the Legislature’s intent to add another layer of oversight through an HOA Ombudsman, which could give homeowners an additional channel when association disputes escalate. Second, if SB 906 becomes law, the anticipated volume of complaints and disputes could be substantial—meaning the program may require later “fine-tuning” (either narrowing covered issues or expanding staffing and resources) to function effectively. Third, SB 908 would likely cause a modest increase in the cost of HOA homeownership through the $4-per-home annual fee, but that cost may be justified if it meaningfully funds enforcement, responsiveness, and homeowner-facing protections