Florida HOA Fines and Common-Area Suspensions: How the Process Must Work

Key Takeaways

• A Florida HOA may not impose a fine exceeding $100 per violation, or $1,000 in the aggregate for a continuing violation, unless the governing documents expressly authorize a higher amount. See Section 720.305(2), Fla. Stat.
• For Florida homeowners’ associations governed by Chapter 720, a fine of less than $1,000 cannot become a lien against the parcel, so the association cannot foreclose on a fine below that threshold. For condominiums governed by Chapter 718, fines generally cannot become liens at all, regardless of the amount. See Section 720.305(2), Fla. Stat.
• Before imposing a fine or most types of common‑area use suspensions, an HOA must give at least 14 days’ written notice of the owner’s right to a hearing. If the association imposes a fine or these types of suspensions without that notice and hearing, the charge is not validly imposed and cannot be enforced, although some suspensions based solely on monetary delinquencies follow a different procedure. See Section 720.305(2)(b), Fla. Stat.
• The hearing committee must consist of at least three association members who are not officers, directors, or employees of the association, and who are not the spouse, parent, child, brother, or sister of any officer, director, or employee. If the committee rejects the fine by majority vote, the fine may not be imposed. See Section 720.305(2)(b)-(c), Fla. Stat.
• If a homeowner can cure the violation before the hearing, or in the specific way described in the written notice, the HOA cannot impose a fine or the related use suspension under the fine‑and‑suspension procedure in section 720.305(2). This does not prevent the association from using other lawful enforcement tools that are not tied to that hearing.

In This Article

• Short Answer
• How Florida Law Handles This Issue
• Key Legal Rules
• Comparison Table: Valid Fine Process vs. Defective Fine Process
• How This Issue Typically Comes Up
• Common Mistakes Associations Make
• What Associations Typically Argue — and Why It Fails
• How the Statute Resolves This
• Edge Cases and Nuances
• What Homeowners Should Do
• When Legal Action May Be Necessary
• Actionable Summary Table
• Related Knowledge — Cross-Chapter Linking
• FAQ
• Key Terms Defined
• Conclusion
• About the Author
• Call to Action
• Disclaimer
• Sources

Short Answer

Florida law permits a homeowners’ association to impose fines and suspend common-area use privileges only after following a mandatory multi-step procedure. See Section 720.305(2), Fla. Stat. The process requires at least 14 days’ written notice, a hearing before an independent committee of at least three qualified association members, and a majority vote by that committee to confirm or reject the fine or suspension that the board has approved. If the committee does not approve it by majority vote, the fine or suspension cannot be imposed. If the committee rejects the fine by majority vote, the fine may not be imposed at all. If the homeowner cures the violation before the hearing, no fine may be imposed. An HOA that skips or shortcuts any of these steps has no authority to collect the fine or enforce the suspension.

How Florida Law Handles This Issue

Florida’s Homeowners’ Association Act, Chapter 720, Fla. Stat., grants associations enforcement authority — including the power to fine and suspend common-area privileges — as a tool to maintain community standards. That authority, however, is not self-executing. The Legislature imposed a structured procedural framework in Section 720.305(2) to protect homeowners from arbitrary, excessive, or procedurally defective enforcement. The framework reflects a deliberate policy choice: fines must be reasonable, capped by default, preceded by notice, confirmed by an independent body, and subject to elimination if the homeowner cures the underlying violation.

The default fine caps reflect that policy. An HOA that claims authority to impose a $5,000 fine for a landscaping violation in a Miami-Dade community must point to an explicit provision in its declaration or bylaws authorizing that amount — the statute’s default is $100 per violation, not an open-ended board discretion. When the association fails to identify such a governing-document provision, the fine is capped at $100 per occurrence and $1,000 in the aggregate for a continuing violation, regardless of how many board resolutions the HOA passes.

Section 720.305(2)’s opening paragraph provides the foundational authority and the default caps:

An association may levy reasonable fines for violations of the declaration, association bylaws, or reasonable rules of the association. A fine may not exceed $100 per violation against any member or any member’s tenant, guest, or invitee for the failure of the owner of the parcel or its occupant, licensee, or invitee to comply with any provision of the declaration, the association bylaws, or reasonable rules of the association unless otherwise provided in the governing documents. A fine may be levied by the board for each day of a continuing violation, with a single notice and opportunity for hearing, except that the fine may not exceed $1,000 in the aggregate unless otherwise provided in the governing documents. A fine of less than $1,000 may not become a lien against a parcel. In any action to recover a fine, the prevailing party is entitled to reasonable attorney fees and costs from the nonprevailing party as determined by the court.

Four rules appear in this opening text: the reasonableness requirement, the $100 per-violation default cap, the $1,000 aggregate cap for continuing violations, and the sub-lien-threshold rule protecting homeowners from foreclosure on small fines. The prevailing-party fee-shifting provision applies in any action to recover a fine — cutting both ways, it protects homeowners who successfully challenge improper fines. A Fort Myers, FL HOA lawyer can help homeowners determine whether an association has complied with Florida’s statutory enforcement procedures, challenge improper fines or suspensions, and protect their rights when an HOA exceeds the authority granted by law or its governing documents.

Key Legal Rules

Common-Area Use Suspension Authority — Section 720.305(2)(a)

In addition to fines, the association may suspend a member’s right to use common areas and facilities for the same violations that give rise to a fine. Section 720.305(2)(a) provides:

An association may suspend, for a reasonable period of time, the right of a member, or a member’s tenant, guest, or invitee, to use common areas and facilities for the failure of the owner of the parcel or its occupant, licensee, or invitee to comply with any provision of the declaration, the association bylaws, or reasonable rules of the association. This paragraph does not apply to that portion of common areas used to provide access or utility services to the parcel. A suspension may not prohibit an owner or tenant of a parcel from having vehicular and pedestrian ingress to and egress from the parcel, including, but not limited to, the right to park.

For HOAs governed by Chapter 720, the association cannot suspend use of any part of the common area that provides access or utility services to the parcel. It also cannot cut off an owner’s or tenant’s right to drive or walk to and from the home, including the right to park, even if the parking area is a common area. Condominium communities under Chapter 718 have a similar but slightly different list of protected items, such as elevators and certain limited common elements, so condo owners should look to section 718.303 for the exact rule. An Orlando HOA that suspended a homeowner’s parking right as leverage in a fine dispute had no statutory authority to do so — Section 720.305(2)(a) expressly carves out the right to park.

14-Day Notice and Independent Committee — Section 720.305(2)(b)

The procedural core of Section 720.305(2) is the notice-and-hearing requirement. Section 720.305(2)(b) provides:

A fine or suspension levied by the board of administration may not be imposed unless the board first provides at least 14 days’ written notice of the parcel owner’s right to a hearing to the parcel owner at his or her designated mailing or e-mail address in the association’s official records and, if applicable, to any occupant, licensee, or invitee of the parcel owner, sought to be fined or suspended. Such hearing must be held within 90 days after issuance of the notice before a committee of at least three members appointed by the board who are not officers, directors, or employees of the association, or the spouse, parent, child, brother, or sister of an officer, director, or employee. The committee may hold the hearing by telephone or other electronic means. The notice must include a description of the alleged violation; the specific action required to cure such violation, if applicable; and the hearing date, location, and access information if held by telephone or other electronic means. A parcel owner has the right to attend a hearing by telephone or other electronic means.

This subsection imposes four requirements simultaneously: (1) a minimum 14-day advance notice period; (2) a hearing held within 90 days of the notice; (3) a committee composed of at least three members who are entirely independent of the board — not officers, directors, employees, or their close family members; and (4) a notice that contains the violation description, the cure instructions, and the hearing logistics. A Tampa HOA whose fine committee included the board treasurer’s spouse had no valid committee under this statute — the spouse is a disqualified person, and the fine resulting from that hearing cannot stand.

Committee Veto Power — Section 720.305(2)(c)

The independent committee is not an advisory body. It has veto authority. Section 720.305(2)(c) provides:

If the committee, by majority vote, does not approve a proposed fine or suspension, the proposed fine or suspension may not be imposed. The role of the committee is limited to determining whether to confirm or reject the fine or suspension levied by the board.

When the committee votes — by a majority of its members — against the fine or suspension, the board’s proposed enforcement action is dead. If the committee votes against the proposed fine or suspension, the association cannot impose it or bypass that result through a different internal process. Sending a new notice and trying to re‑litigate the same unchanged violation would almost certainly be viewed as an attempt to circumvent the statute’s requirement that a rejected fine or suspension “may not be imposed.” The committee’s role is to confirm or reject — not to advise, not to recommend, and not to propose modifications.

Cure-Before-Hearing Defense — Section 720.305(2)(e)

Florida law provides a complete defense to any fine or suspension if the homeowner cures the violation before the hearing. Section 720.305(2)(e) provides:

If a violation has been cured before the hearing or in the manner specified in the written notice required in paragraph (b) or paragraph (d), a fine or suspension may not be imposed.

Cure is a complete defense — not a mitigating factor. A Broward homeowner who received a fine notice for an improperly stored boat and removed the boat five days before the scheduled hearing eliminated the fine entirely. The association has no authority to proceed to hearing or impose any fine once cure is documented. The notice itself must specify the required cure action — giving the homeowner a clear roadmap to defeat the fine entirely without attending a hearing.

Post-Hearing Notice and 30-Day Payment Date — Section 720.305(2)(f)

If the committee approves the fine, additional procedural requirements govern the payment timeline. Section 720.305(2)(f) provides:

If a violation is not cured and the proposed fine or suspension levied by the board is approved by the committee by a majority vote, the committee must set a date by which the fine must be paid, which date must be at least 30 days after delivery of the written notice required in paragraph (d). Attorney fees and costs may not be awarded against the parcel owner based on actions taken by the board before the date set for the fine to be paid.

Two protections flow from this subsection. First, the homeowner has at least 30 days from the post-hearing notice before the fine payment is due — the association cannot demand immediate payment. Second, the attorney’s fees bar is significant: the association cannot recover attorney’s fees for any board actions taken before the payment date. This prevents the association from front-loading legal costs before the homeowner has even had the opportunity to pay.

Comparison Table: Valid Fine Process vs. Defective Fine Process

How This Issue Typically Comes Up

Fine and suspension disputes in Florida HOA communities follow several predictable patterns. In Miami-Dade, a homeowner received a notice informing her that she had been fined $5,000 for a continuing landscaping violation — the board had levied $500 per day for ten days. The governing documents did not authorize fines exceeding the statutory caps. The fine was void on its face: the daily rate exceeded $100 per violation, and the aggregate exceeded $1,000, without any governing-document authority for higher amounts. Additionally, the association had never scheduled a committee hearing.

In Tampa, an HOA’s enforcement committee was assembled the morning of the hearing. The three committee members were the board treasurer’s spouse, the board vice president’s adult child, and an association employee. All three were expressly disqualified under Section 720.305(2)(b). The fine the committee approved could not stand — it was the product of a structurally invalid committee.

In Orlando, a homeowner was notified that her common-area parking privilege had been suspended because she disputed a fine. Parking suspension is specifically prohibited under Section 720.305(2)(a), regardless of the underlying fine dispute. The suspension was imposed without authority and in direct violation of the statute’s explicit carve-out for the right to park.

In a Broward community, a homeowner cured a fence violation six days before the scheduled committee hearing by reinstalling the approved fencing material. The association proceeded to the hearing anyway and purported to fine the homeowner. Section 720.305(2)(e) prohibited the fine entirely — the cure eliminated the association’s authority to impose any fine for that violation.

Common Mistakes Associations Make

• Imposing fines that exceed $100 per violation without identifying a specific governing-document provision that authorizes a higher per-violation cap, and citing only the board’s enforcement resolution rather than the declaration or bylaws.
• Treating the 14-day notice requirement as a formality rather than a jurisdictional prerequisite — issuing notices fewer than 14 days before the hearing or failing to include all required content (violation description, cure instructions, hearing access information).
• Assembling a hearing committee from the board’s inner circle — appointing the board president’s spouse, a committee member who is also an association employee, or any other person within the disqualification categories of Section 720.305(2)(b).
• Treating the independent committee as a rubber stamp rather than a veto body — pressuring committee members to confirm the board’s fine without genuine independent deliberation, or attempting to reopen a fine after the committee has rejected it.
• Continuing to pursue a fine after the homeowner has cured the violation, either by proceeding to the scheduled hearing or by reimposing the fine in a subsequent board resolution without a new notice and hearing cycle.
• Suspending parking rights or access to utility service areas as part of a common-area suspension, both of which are explicitly prohibited by Section 720.305(2)(a).

What Associations Typically Argue — and Why It Fails

Associations most commonly argue that their board-adopted fine schedule — enacted by resolution rather than by amendment to the declaration or bylaws — authorizes fines that exceed the $100 per-violation and $1,000 aggregate statutory defaults. This argument fails. Section 720.305(2) expressly provides that higher fine amounts are only permissible if ‘otherwise provided in the governing documents.’ A board resolution is not a governing document. The declaration and the bylaws — and only those instruments — can authorize fine amounts exceeding the statutory caps. A board resolution purporting to set fines of $500 per day has no statutory authority to override Section 720.305(2)’s default limits.

Associations also argue that a cure made after the hearing notice was issued — but before the hearing — does not defeat the fine, because the violation existed when the notice was sent. This argument fails under Section 720.305(2)(e). The statute draws the line at the hearing, not at the notice date: if a violation has been cured ‘before the hearing,’ a fine or suspension ‘may not be imposed.’ The legislature deliberately chose the hearing as the cure deadline, not the notice date, precisely to give homeowners a meaningful window to cure and avoid the fine entirely.

A third argument is that the independent committee is merely confirming the board’s decision — that the committee’s role is advisory, not a gatekeeping function. Section 720.305(2)(c) directly forecloses this position. The statute states that if the committee ‘does not approve a proposed fine or suspension, the proposed fine or suspension may not be imposed.’ The committee’s majority vote against a fine terminates the enforcement action. The board has no authority to substitute its own judgment for the committee’s rejection.

How the Statute Resolves This

Section 720.305(2) resolves fine and suspension disputes through a sequential set of mandatory rules. At the threshold, the statute caps the fine at $100 per violation and $1,000 for continuing violations unless the governing documents authorize more — resolving in the homeowner’s favor any dispute where the association relies on a board resolution rather than a declaration provision to justify an elevated fine amount.

The notice requirement in section 720.305(2)(b) is a strict precondition. A fine or related suspension cannot lawfully be imposed unless the association has provided at least 14 days’ written notice to the owner’s designated address and included the required description of the violation, cure instructions, and hearing details. The statute itself leaves no room for the association to argue that skipping or materially short‑cutting those steps is a minor or harmless defect.

The committee independence requirement in Section 720.305(2)(b) is equally categorical. A committee that includes a disqualified person is not a valid committee under the statute. Any fine resulting from such a hearing lacks statutory authorization — the proceeding that produced it did not comply with Section 720.305(2)(b).

The committee veto in Section 720.305(2)(c) is self-executing: a majority vote against the fine ends the matter. The board cannot override it, modify the fine amount to attempt a re-vote, or reassign the fine to a new hearing before a different committee without a new independent violation notice. And the cure-before-hearing rule in Section 720.305(2)(e) is absolute: cure eliminates the fine authority entirely, irrespective of the severity of the original violation or the amount of the proposed fine.

Edge Cases and Nuances

A homeowner who believes a committee member is biased or has a conflict of interest — such as a neighbor with a pending dispute against the homeowner — may challenge the committee’s composition before the hearing. Although the statute specifically disqualifies officers, directors, employees, and certain close relatives from serving on the committee, an owner who believes a committee member is personally biased can still object in writing before the hearing. That kind of bias objection is not spelled out in the statute, but it can support an argument in court that the committee was not truly independent and that the fine should not be enforced. The homeowner should raise the objection in writing before the hearing and request that the disqualified member be replaced.

For continuing violations — such as an ongoing landscaping deficiency or an unapproved structure that remains in place — the association is permitted to levy a fine for each day of the continuing violation but must do so through a single notice and hearing cycle under Section 720.305(2). The $1,000 aggregate cap then applies to the total accumulated daily fines from that single cycle. The statute lets an HOA fine for each day of a continuing violation using a single notice and hearing, but the total daily fines from that cycle are capped at $1,000 unless the governing documents clearly allow more. An association cannot evade that cap by treating the same uninterrupted violation as a series of separate notices and hearings, though if the owner cures the problem and it later starts again, a truly new violation may support a new notice and hearing.

The cure-before-hearing defense in Section 720.305(2)(e) also applies if the homeowner cures ‘in the manner specified in the written notice.’ This means that partial or procedurally incorrect cure may not defeat the fine — the homeowner must cure in the precise manner the notice specifies. If the notice requires removal of a structure by a specific method and the homeowner removes it by a different method, the association may argue the cure was not in conformance with the notice requirements. Homeowners should document the cure carefully and, where the notice’s cure instructions are ambiguous, request written clarification before the hearing.

In an HOA, a fine under $1,000 cannot become a lien against the parcel, so the association cannot foreclose on it. To collect, the association would typically have to sue in court or, if properly authorized by statute and the governing documents, use other non‑lien remedies such as certain use‑right or voting‑right suspensions tied to monetary delinquencies. Under the prevailing-party fee-shifting provision of Section 720.305(2), a homeowner who successfully defeats an improper fine in litigation may recover attorney’s fees — making well-funded litigation over improperly imposed fines economically rational for the homeowner.

What Homeowners Should Do

• When a fine notice arrives, immediately review it for all required content: the description of the violation, the specific cure instructions, the hearing date, and the hearing access information. A notice that omits any required element is defective, and the resulting fine is not validly imposed.
• Verify that the hearing is scheduled at least 14 days after the notice date. If the hearing is set for fewer than 14 days from the notice, the notice does not satisfy Section 720.305(2)(b), and the fine process is procedurally defective.
• If you can cure the violation, do so immediately and document the cure thoroughly — photographs, contractor receipts, written confirmation from the association if possible. Submit written notice to the association that the violation has been cured before the hearing date. Section 720.305(2)(e) prohibits the fine once cure is established.
• Before the hearing, request in writing the names and affiliations of all committee members. Verify that none of them are officers, directors, or employees of the association, or spouses, parents, children, siblings of such persons. If a disqualified person is on the committee, raise a written objection before the hearing.
• Attend the hearing in person or by telephone as authorized by Section 720.305(2)(b). Present your cure documentation, procedural objections, and any evidence that the fine amount exceeds the statutory cap or governing-document authority. The committee’s majority vote against the fine is a complete victory.

When Legal Action May Be Necessary

Legal action becomes necessary when the association imposes a fine without following the mandatory procedure — skipping the notice, using a disqualified committee, ignoring the committee’s rejection, or proceeding after the violation was cured. Section 720.305(1), Fla. Stat., provides that any member and any member’s tenant, invitee, or licensee may bring an action at law or in equity against the association to enforce Chapter 720 compliance, with prevailing-party attorney’s fees available to the prevailing party. For homeowners in Miami-Dade and Broward, where HOA enforcement activity is particularly intense, legal challenges to improperly imposed fines are frequently resolved in the homeowner’s favor because the procedural requirements of Section 720.305(2) are clear and the association’s burden to comply with each element is absolute.

When an association records a lien for a fine that is under $1,000 — which the statute expressly prohibits — the homeowner has an immediate legal basis to seek discharge of the lien. A lien recorded in violation of the sub-threshold rule is improper on its face and gives the homeowner grounds to seek both lien discharge and attorney’s fees under Section 720.305(1). Prompt legal response is important because an improperly recorded lien clouds title and may complicate a pending sale or refinancing.

Actionable Summary Table

Related Knowledge — Cross-Chapter Linking

The fine and suspension procedure in Section 720.305(2) applies to homeowners’ associations governed by Chapter 720, Fla. Stat. For condominium owners under Chapter 718, section 718.303(3) sets out a fining and suspension process that is very similar to the HOA rules: it uses the same default caps of $100 per violation and $1,000 total for a continuing violation and requires 14 days’ written notice and a hearing before an independent owner committee that can approve or reject the fine or suspension. However, some important details differ for condos, including the fact that fines generally do not become liens and the statute has its own list of protected common elements and delinquency‑based suspension rules, so condo owners should rely on section 718.303 rather than assuming the HOA statute applies directly. A condominium owner facing a fine or suspension should consult Section 718.303(3) rather than Section 720.305(2).

In an HOA, a fine under $1,000 can never become a lien, but a fine of $1,000 or more may become a lien if the governing documents clearly allow fines to become liens and the association follows the separate lien‑recording and foreclosure procedures in section 720.3085. The process for liening and eventually foreclosing on a fine-based lien is separate from the fine imposition procedure and carries additional procedural requirements. The firm’s May 7 article on HOA lien foreclosure addresses those requirements in detail. The fine imposition procedure in Section 720.305(2) is the threshold that must be fully satisfied before lien rights even arise.

FAQ

Can a Florida HOA fine me without giving me notice first?

No. Section 720.305(2)(b), Fla. Stat., requires the association to provide at least 14 days’ written notice of your right to a hearing before any fine or suspension may be imposed. The notice must be sent to your designated mailing or email address in the association’s official records and must include a description of the violation, specific cure instructions, and the hearing date and access information. A fine imposed without proper notice is void and cannot be collected.

What is the maximum fine a Florida HOA can impose?

The statutory default is $100 per violation and $1,000 in the aggregate for a continuing violation. See Section 720.305(2), Fla. Stat. A higher fine amount is only permissible if the association’s governing documents — the declaration or bylaws — expressly authorize it. A board resolution is not a governing document and cannot override the statutory cap. A fine of less than $1,000 may never become a lien against the parcel.

Can I avoid an HOA fine by fixing the violation before the hearing?

Yes. Section 720.305(2)(e), Fla. Stat., provides that if a violation has been cured before the hearing, or in the manner specified in the written notice, a fine or suspension may not be imposed. Cure is a complete defense — not a mitigating factor. Document the cure thoroughly, notify the association in writing that the violation has been resolved, and the association has no authority to impose a fine for that violation.

Who must serve on a Florida HOA fine committee?

The committee must consist of at least three members appointed by the board who are not officers, directors, or employees of the association, and who are not the spouse, parent, child, brother, or sister of an officer, director, or employee. See Section 720.305(2)(b), Fla. Stat. A committee that includes any disqualified person is not a valid committee, and any fine resulting from that hearing lacks statutory authorization.

Can my HOA suspend my parking rights for an unpaid fine?

No. Section 720.305(2)(a), Fla. Stat., expressly provides that a suspension may not prohibit an owner or tenant of a parcel from having vehicular and pedestrian ingress to and egress from the parcel, including, but not limited to, the right to park. Parking suspensions as fine enforcement are prohibited by statute, regardless of the amount of the underlying fine or the duration of the dispute.

Key Terms Defined

Fine Cap:

The statutory maximum amount an HOA may impose per violation ($100) or in the aggregate for a continuing violation ($1,000), unless the governing documents — the declaration or bylaws — expressly authorize a higher amount. See Section 720.305(2), Fla. Stat. A board resolution is not a governing document and cannot increase the cap.

Independent Committee:

The hearing body required by Section 720.305(2)(b), Fla. Stat., consisting of at least three members who are not officers, directors, or employees of the association, or the spouse, parent, child, brother, or sister of any such person. The committee has veto authority over the board’s proposed fine or suspension.

Cure-Before-Hearing Defense:

The complete statutory defense under Section 720.305(2)(e), Fla. Stat., that defeats a fine or suspension entirely if the homeowner cures the violation before the hearing or in the manner specified in the written notice. Cure is not a mitigating factor — it eliminates the fine authority.

Continuing Violation:

A violation that persists over time — such as an ongoing landscaping deficiency or an unapproved permanent structure. Under Section 720.305(2), the association may levy a fine for each day of a continuing violation through a single notice and hearing, subject to the $1,000 aggregate cap unless the governing documents authorize more.

Sub-Lien-Threshold Fine:

A fine of less than $1,000. Under Section 720.305(2), Fla. Stat., such a fine may never become a lien against the parcel. The association’s only collection remedy for a sub-threshold fine is a lawsuit, not a lien or foreclosure.

Conclusion

Florida law permits a homeowners’ association to impose fines and common-area suspensions only after satisfying every element of the mandatory procedure in Section 720.305(2), Fla. Stat. — including capped fine amounts, at least 14 days’ written notice, an independent committee hearing, a committee majority vote to approve, and no fine at all if the homeowner cures the violation before the hearing — and any departure from those requirements renders the fine void and unenforceable as a matter of Florida statute. See Section 720.305(2), Fla. Stat.

Call Us Today!

If your HOA has imposed a fine without proper notice, used a compromised committee, ignored a cure you made before the hearing, or suspended your parking or access rights in violation of Section 720.305(2), contact Perez Mayoral, P.A., with offices in Coral Gables, Tampa, and Orlando. We represent homeowners only. We never represent associations.

Disclaimer

This article is provided for general informational purposes only and does not constitute legal advice. Reading this article does not create an attorney-client relationship. Florida law changes frequently; consult a licensed Florida attorney for advice specific to your situation.

Sources

Section 720.305, Florida Statutes — https://www.flsenate.gov/Laws/Statutes/2025/720.305

Section 718.303, Florida Statutes (condo parallel) — https://www.flsenate.gov/Laws/Statutes/2025/718.303